MBOttawa_stack_colourPMS.png Apply Now

Michael Hapke

Mortgage Broker/CEO and Founding Partner Licence #M08004720

Shopping for a mortgage in Canada is changing and it’s hard to tell what you need, what to look for and where to look for it. That’s where a mortgage broker like myself can help. I work for you free of charge, helping you to find the best package with the best rate. In these complicated times, there’s no reason not to use a mortgage agent or broker when you can save time and money, but which one to choose. I worked for one of the major Canadian banks for over 18 years. As a branch manager, I gained complete knowledge of the brokerage industry. Seeing how they were quickly becoming such strong competitors with banks, I moved on to pursue a career as a Mortgage Agent. Why are mortgage agents and mortgage brokers becoming such a popular choice with consumers taking out a new mortgage or renewing an existing one? The answer is very simple, mortgage agents and brokers have a wider range of lenders to select from. This flexibility allows me to find you the best rate with the most flexible terms. Also, being independent, my mandate is impartial and focused on your personal financial needs.

Today's Rates
VRM 5 year 3.44%
3 Year Fixed 4.44%
5 Year Fixed 4.69%
10 Year Fixed 5.44%
· Rates are subject to change O.A.C.
View all rates
Our Lending Partners
AMInvestmentsCorp_long_colour-01.png Affiliated.png alterna_savings_logo new.png ATB Logo.png B2B Bank Logo.png BMO Logo.png cmls logo 2026.png AVEO logo 2026.png desjardins logo.png EquitableBank_EN_RGB.png Extend Financial.png FCT Logo.png

Know before you owe Calculators

Estimate your payment in under a minute.

Payment calculator
Affordability calculator
Land transfer tax calculator

Mortgage Payment Calculator

Type in your numbers for an instant estimate
$
%
years
$
Talk to Michael about this